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Defiéndete contra una ejecución hipotecaria en REPLACE_CITYNAME

Casi todos nos preguntan si su puntaje de crédito va a sufrir si deciden iniciar una bancarrota.

¡Y es entonces cuando les contamos las buenas noticias!

Si tu puntaje de crédito ha caído por pagos atrasados ​​y deudas altas, se debería MEJORAR después de una bancarrota exitosa.

De hecho, un estudio reciente encontró que “los puntajes de crédito comienzan a recuperarse inmediatamente después de la presentación de bancarrota”.

Es porque, en muchos casos, la bancarrota puede ELIMINAR completamente a tu deuda. En tal caso, tu puntaje de crédito no será afectado por pagos atrasados, porque ya no hay pagos que hacer.

Todo comienza con un vistazo a tu situación financiera para determinar la estrategia más inteligente que te ayudará volver a una buena posición financiera:

• No estás solo. Hemos ayudado a miles de californianos en tu misma situación.
• Te mostraremos TODAS tus opciones para que estés completamente informado, y para que puedes tomar la decisión financiera más inteligente.
• Revisaremos tu documentación para analizar tu situación e identificar la mejor opción que te ayudará salir de la deuda.

Si tu mejor opción es declararse en bancarrota, tu puntaje de crédito puede empezar a mejorar tan pronto como cuatro meses después de la presentación de la misma.

Llámenos ahora al REPLACE_TELLY, o completa el formulario en esta página de red, para programar una consulta GRATUITA sobre cómo evitar a las llamadas telefónicas de los acreedores y eliminar mucha deuda.

It’s hard enough to survive when you have a full paycheck.

If your paycheck is being garnished, it’s often impossible to make ends meet.

But with the help of a good attorney, you can STOP your paycheck from being garnished.

It all starts with a look at your financial situation to determine the smartest move that gets you back to a great financial position:

• You’re not alone, we’ve helped hundreds of Californians in your situation.
• We show you ALL your options so that you are completely informed and can make the smartest financial decision.
• We go over your situation with you and discuss your best option for debt relief.

If your best option is bankruptcy, you may even be able to get a “refund” of all the money that they have already taken from your paychecks!

Plus, your wages are being garnished because you have a debt of some kind. In many cases, bankruptcy can eliminate that debt from existing in the first place.

So call us now at REPLACE_TELLY—or fill out the form on this page—to schedule a FREE consultation on how to stop wage garnishments and eliminate many debts.

Would you like to talk to a REPLACE_CITYNAME lawyer about how you can immediately stop a foreclosure on your home?

If the answer is “YES,” then call us now at REPLACE_TELLY to get a free consultation with a highly-qualified attorney.

During your free consultation, we’ll talk about your goals and your financial situation. And we’ll plan out the next move that makes sense for you:

• Maybe your smartest move is a Chapter 13 bankruptcy that stops your foreclosure and helps you set up a payment plan to keep your home.
• Or maybe it’s a Chapter 7 bankruptcy that stops your foreclosure and often gets you three months—and up to eight months—of breathing space. For those months, you could stay in your home while not making mortgage payments, or even negotiate a loan modification or catch-up agreement.​
• Finally, bankruptcy may not be the right solution for you. If so, we’ll be happy to suggest alternatives or even refer you to somebody else.

We know that you may not have considered bankruptcy as a solution to foreclosure. But as it turns out, bankruptcy is often a necessary step to stop a foreclosure in California. Plus, if you’re facing foreclosure, you may have other debts—like credit cards or medical bills—that bankruptcy can also eliminate.

So call us now at REPLACE_TELLY—or fill out the form on this page—to schedule a FREE consultation on stopping a foreclosure on your home.

Would you like to talk to a REPLACE_CITYNAME bankruptcy attorney about how you can immediately stop harassing phone calls and eliminate debt?

If the answer is “YES,” then call us now to schedule your a FREE consultation to see if you qualify for a fresh financial start.

Our goal is to look at your financial situation and determine the smartest move that gets you back to a great financial position.

• You’re not alone, we’ve helped hundreds of Californians in your situation.
• We show you ALL your options so that you are completely informed and can make the smartest financial decision
• We go over your situation with you and discuss your best option for debt relief

Bankruptcy is often the best option because it offers so many benefits.

You can stop most phone calls immediately by telling callers to “call my attorney.”

You can also stop wage garnishments and lawsuits from creditors.

And if your bankruptcy case is successfully “discharged,” your debt may be eliminated entirely.

So call us now at REPLACE_TELLY—or fill out the form on this page—to schedule a FREE consultation on how to stop creditor phone calls and eliminate many debts.

Would you like to talk to a REPLACE_CITYNAME bankruptcy lawyer about how you can immediately stop harassing phone calls and eliminate debt?

If the answer is “YES,” then call us now to schedule your a FREE consultation to see if you qualify for a fresh financial start.

Our goal is to look at your financial situation and determine the smartest move that gets you back to a great financial position.

• You’re not alone, we’ve helped hundreds of Californians in your situation.
• We show you ALL your options so that you are completely informed and can make the smartest financial decision
• We go over your situation with you and discuss your best option for debt relief

Bankruptcy is often the best option because it offers so many benefits.

You can stop most phone calls immediately by telling callers to “call my lawyer.”

You can also stop wage garnishments and lawsuits from creditors.

And if your bankruptcy case is successfully “discharged,” your debt may be eliminated entirely.

So call us now at REPLACE_TELLY—or fill out the form on this page—to schedule a FREE consultation on how to stop creditor phone calls and eliminate many debts.

We often recommend choosing a “Chapter 7” bankruptcy when your debts are mainly credit cards, medical bills, or personal loans:

• Chapter 7 allows you to “discharge” most of these sorts of unsecured debts so that they’re eliminated entirely.
• With a Chapter 7, your credit score can improve quickly, sometimes within months.
• You can often keep important things you own—like your house and car—when you file a Chapter 7.

But a Chapter 7 doesn’t work for every situation. For instance, you may not be able to keep some “extra” things you own, like a second car or an anticipated tax refund. And if you make too much money, you may not qualify for a Chapter 7.

So in some cases, we recommend choosing a “Chapter 13” bankruptcy:

• Chapter 13 allows you to pay back your debts over five years, and gets you “current” on those debts.
• With a Chapter 13, you pay 0% interest on “unsecured” debts—like credit cards—that often have high interest rates.
• If you qualify, you may be eligible to pay pennies on the dollar to those unsecured creditors, or even avoid repayment altogether.
• You can keep all of your assets, although you may have to pay extra to keep some of them.

However, if you choose a Chapter 13, you’re also agreeing to certain restrictions. For instance, without the court’s permission, you can’t rack up new debt or sell certain assets for up to five years.
There are pros and cons for both Chapter 7 and 13, so nobody can say that one is always better than the other. The choice really depends on your situation.

A good bankruptcy lawyer can help you make the right choice for your situation. So call us now at REPLACE_TELLY—or fill out the form on this page—to schedule a FREE consultation on what kind of bankruptcy is right for you.

If your “ex” called you five times a day, you’d press charges.

So why is it OK when debt collectors call you five times a day?

We believe it isn’t OK. And as a REPLACE_CITYNAME bankruptcy attorney, we can help you make these calls stop immediately.

It all starts with a look at your financial situation to determine the smartest move that gets you back to a great financial position:

• You’re not alone, we’ve helped hundreds of Californians in your situation.
• We show you ALL your options so that you are completely informed and can make the smartest financial decision.
• We go over your situation with you and discuss your best option for debt relief.

If your best option is bankruptcy, we can IMMEDIATELY stop those phone calls.

You’ll likely get a few phone calls over the next two weeks, but you can call tell them to “call my lawyer” and they have to stop calling.

And if they keep on calling anyway, we can even sue them for you.

Plus, creditors are calling you because you have a debt of some kind. In many cases, bankruptcy can eliminate that debt from existing in the first place.

So not only will the calls stop, but you’ll be free of those debt payments forever…

Call us now at REPLACE_TELLY—or fill out the form on this page—to schedule a FREE consultation on how to stop creditor phone calls and eliminate many debts.